A sports insurance is specially made for professional athletes (or clubs/Agents) who want to secure theirs economic future in the event of a serious injury. The insurance is subscribed individually or as an overall mandatory scheme. It is also possible to top up existing insurances if higher sums are needed.
If a club wants to insure their players (accets), that is also possible, and the club would be the benificiary of a potential claim.
The Insured must complete a health declaration, containing sworn statement as well as a declaration of consent. The requested sum insured must be justified by documentation of potential income. These informations have to be sent signed to RiskPoint, who will subsequently approve.
If the insured is aware of pre-exting disorders at the time of the purchase of the insurance, these will not be covered. It is also possible to purchase a death by accident cover.