Group Personal Accident
GPA insurance covers a sudden unforseen accident, resulting in a permanent disability. The disability has to be minimum 5% on scale. GPA insurance is normally a employee benefit, where the employee is the beneficiary. The Insurance can be offered as a group scheme for all employees, a select group of insured, on individual basis, or as part of a scheme. RiskPoint´s GPA covers during work hours, spare-time, or 24/7.
The insurance can be purchaced by all types of companies. The age of the employees has no influence on the coverage or premium, as we have no age restriction.
The company can choose whether to cover accident insurance in the event of death and / or disability (permanent on scale, minimum 5%). In addition there are a number of optional covers that can be selected based on the company’s needs.