ACCIDENT & HEALTH
Flexible A&H insurances to accommodate all kinds of risks
We offer flexible Accident and Health products to accommodate all kinds of group risks at home and abroad. We have a wide appetite for various ranges of risk types and we offer flexible wordings, coverages and sums insured.
ACCIDENT
RiskPoint offer group and personal accident insurance. The insurance covers sudden unforeseen accidents resulting in permanent disability, dental injuries, chewing injuries, and treatment costs at the physiotherapist or chiropractor to the extent that the expenses are not paid otherwise, e.g. of the public health insurance or by an occupational group accident insurance.
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Please contact our underwriters in the following countries for further information
SPORTS
A sports insurance is specially made for professional athletes (or clubs/Agents) who wants to secure their economic future in the event of a serious injury. The insurance is subscribed individually or as an overall mandatory scheme. It is also possible to top up existing insurances if higher sums are needed.
If a club wants to insure their players (assets), that is also possible, and the club would be the benificiary of a potential claim.
The Insured must complete a health declaration, containing a sworn statement as well as a declaration of consent. The requested sum insured must be justified by documentation of potential income. The signed documentation is sent to RiskPoint for approval.
If the insured is aware of pre-existing disorders at the time of the purchase of the insurance, these will not be covered. It is also possible to purchase a death by accident cover.
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Please contact our underwriters in the following countries for further information
BUSINESS TRAVEL
Business Travel Insurance provides protection to employees whilst travelling on business. All employees are protected from the moment the business travel commences untill arrival back at home/workplace. Policies can be arranged based on actual travel days, number of travelling employees, or other methods suitable to the insured.
The insurance covers all employees who travel in the company´s interest, including accompanying spouses/cohabiting partners and children.
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Please contact our underwriters in the following countries for further information
CONTINGENCY
Contingency insurance covers all events (sports , concerts, theater, shows, fairs, exhibitions etc.). The contingency insurance is very flexible, and can be adjusted according to the customer´s needs – RiskPoint will assist with scope of coverage based on our expertise and depending on what type of event the customer has.
The insurance can be initiated from the moment the organizer is at risk. The insurance covers the organizer against a financial loss if an event is canceled.
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Please contact our underwriters in the following countries for further information
KEYMAN
Key Man Insurance protects small to medium size companies by covering salary, bonuses and other remuneration packages due to an employee, or owner´s inability to work, caused by illness or accident.
Contrary to loss of turnover, the policy benefits the company for expenses related to salary payments and extra costs incurred for replacement staff. The policy can include all employees, or only one. All professions can be covered, however special acceptance rules and insuring conditions apply to manual labor.
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Please contact our underwriters in the following countries for further information
